Extreme weather is increasingly acting as a driver and amplifier of traditional prudential risks across the banking system, including credit, operational, liquidity, and market risk. Banks are facing concentrated geographic exposure, insurance market disruptions, collateral valuation pressures, and operational challenges that may not be fully captured by backward-looking risk models.
This webinar brings together experts who have developed and applied extreme weather risk frameworks at the federal, state, and institutional levels, sharing insights on how weather-related financial risks may emerge through existing channels and how supervisory and institutional risk management practices can incorporate these considerations in practical and proportionate ways.
Learning Outcomes:
Explore how extreme weather and insurance market disruptions can affect traditional prudential risk categories, including credit, collateral, operational, and liquidity risk.
Recognize why community and regional banks with geographically concentrated lending portfolios may face heightened exposure to weather-related financial risks.
Assess how existing supervisory and institutional risk management practices can incorporate them in a practical and proportionate manner.