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<channel rdf:about="http://www.ceres.org/resources/reports/insurance/RSS">
  <title>Insurance</title>
  <link>http://www.ceres.org</link>

  <description>
    
      Ceres insurance related reports
    
  </description>

  

  
            <syn:updatePeriod>daily</syn:updatePeriod>
            <syn:updateFrequency>1</syn:updateFrequency>
            <syn:updateBase>2011-02-08T15:41:20Z</syn:updateBase>
        

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  <items>
    <rdf:Seq>
      
        <rdf:li rdf:resource="http://www.ceres.org/resources/reports/naic-report"/>
      
      
        <rdf:li rdf:resource="http://www.ceres.org/resources/reports/stormy-future"/>
      
      
        <rdf:li rdf:resource="http://www.ceres.org/resources/reports/the-road-to-2020-corporate-progress-on-the-ceres-roadmap-for-sustainability"/>
      
      
        <rdf:li rdf:resource="http://www.ceres.org/resources/reports/naic-climate-disclosure"/>
      
      
        <rdf:li rdf:resource="http://www.ceres.org/resources/reports/risk-manager-survey"/>
      
      
        <rdf:li rdf:resource="http://www.ceres.org/resources/reports/ceres-roadmap-to-sustainability-2010"/>
      
      
        <rdf:li rdf:resource="http://www.ceres.org/resources/reports/climate-risk-disclosure-2009"/>
      
      
        <rdf:li rdf:resource="http://www.ceres.org/resources/reports/resilient-coasts-blueprint-for-action-2009"/>
      
      
        <rdf:li rdf:resource="http://www.ceres.org/resources/reports/insurer-responses-to-climate-change-2009"/>
      
      
        <rdf:li rdf:resource="http://www.ceres.org/resources/reports/insurer-responses-to-climate-change-2007"/>
      
      
        <rdf:li rdf:resource="http://www.ceres.org/resources/reports/global-framework-for-climate-risk-disclosure-2006"/>
      
      
        <rdf:li rdf:resource="http://www.ceres.org/resources/reports/guide-to-using-global-framework-2006"/>
      
      
        <rdf:li rdf:resource="http://www.ceres.org/resources/reports/how-insurers-can--manage-climate-change-2006"/>
      
      
        <rdf:li rdf:resource="http://www.ceres.org/resources/reports/insurance-under-climate-change-2005"/>
      
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  <item rdf:about="http://www.ceres.org/resources/reports/naic-report">
    <title>Insurer Climate Risk Disclosure Survey 2012</title>
    <link>http://www.ceres.org/resources/reports/naic-report</link>
    <description>This report summarizes responses from insurance companies to a survey on climate risk developed by the National Association of Insurance Commissioners (NAIC). In 2012 insurance regulators in California, New York and Washington required insurers that write in excess of $300 million in direct written premiums, and are licensed to operate in any of the three states, to disclose their climate-related risks using this survey. The aim of the survey and Ceres’ analysis of the responses is to provide regulators with substantive information about the risks to insurers posed by climate change, as well as steps insurers are taking in response to their understanding of climate change risks.</description>
    <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p>This report summarizes responses from insurance companies to a survey on climate risk developed by the National Association of Insurance Commissioners (NAIC). In 2012 insurance regulators in California, New York and Washington required insurers that write in excess of $300 million in direct written premiums, and are licensed to operate in any of the three states, to disclose their climate-related risks using this survey. The aim of the survey and Ceres’ analysis of the responses is to provide regulators with substantive information about the risks to insurers posed by climate change, as well as steps insurers are taking in response to their understanding of climate change risks.</p>]]></content:encoded>
    <dc:publisher>No publisher</dc:publisher>
    <dc:creator>Brian Sant</dc:creator>
    <dc:rights></dc:rights>
    <dc:date>2013-03-06T18:35:00Z</dc:date>
    <dc:type>Resource</dc:type>
  </item>


  <item rdf:about="http://www.ceres.org/resources/reports/stormy-future">
    <title>Stormy Future for U.S. Property/Casualty Insurers: The Growing Costs and Risks of Extreme Weather Events</title>
    <link>http://www.ceres.org/resources/reports/stormy-future</link>
    <description>This Ceres report examines how extreme weather trends may be a harbinger of significant challenges ahead for a sector in which many companies are already confronting profitability and growth challenges. This analysis is based on a careful review of U.S. property/casualty insurance industry financial results as reported by A. M. Best Company in early 2012.</description>
    <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p>This Ceres report examines how extreme weather trends may be a harbinger of significant challenges ahead for a sector in which many companies are already confronting profitability and growth challenges. This analysis is based on a careful review of U.S. property/casualty insurance industry financial results as reported by A. M. Best Company in early 2012.</p>]]></content:encoded>
    <dc:publisher>No publisher</dc:publisher>
    <dc:creator>Brian Sant</dc:creator>
    <dc:rights></dc:rights>
    <dc:date>2012-09-20T14:35:00Z</dc:date>
    <dc:type>Resource</dc:type>
  </item>


  <item rdf:about="http://www.ceres.org/resources/reports/the-road-to-2020-corporate-progress-on-the-ceres-roadmap-for-sustainability">
    <title>The Road to 2020: Corporate Progress on the Ceres Roadmap for Sustainability</title>
    <link>http://www.ceres.org/resources/reports/the-road-to-2020-corporate-progress-on-the-ceres-roadmap-for-sustainability</link>
    <description>The Road to 2020: Corporate Progress on The Ceres Roadmap for Sustainability (www.ceres.org/roadto2020) assesses how U.S. businesses are progressing on sustainability and uses as a framework, The 21st Century Corporation: The Ceres Roadmap for Sustainability—a guide for integrating sustainability across a company’s entire enterprise. Specifically, it evaluates where 600 large publicly traded companies stand on sustainability issues in terms of governance, stakeholder engagement, disclosure and performance.</description>
    <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p><i>The Road to 2020: Corporate Progress on The Ceres Roadmap for Sustainability</i> (<a href="http://www.ceres.org/roadmap-assessment/company-performance" class="internal-link">www.ceres.org/ceresroadmap</a>) assesses how U.S. businesses are progressing on sustainability and uses as a framework, The 21st Century Corporation: The Ceres Roadmap for Sustainability—a guide for integrating sustainability across a company’s entire enterprise. Specifically, it evaluates where 600 large publicly traded companies stand on sustainability issues in terms of governance, stakeholder engagement, disclosure and performance.</p>]]></content:encoded>
    <dc:publisher>No publisher</dc:publisher>
    <dc:creator>Brian Sant</dc:creator>
    <dc:rights></dc:rights>
    <dc:date>2012-04-25T10:40:00Z</dc:date>
    <dc:type>Resource</dc:type>
  </item>


  <item rdf:about="http://www.ceres.org/resources/reports/naic-climate-disclosure">
    <title>Climate Risk Disclosure by Insurers: Evaluating Insurer Responses to the NAIC Climate Disclosure Survey </title>
    <link>http://www.ceres.org/resources/reports/naic-climate-disclosure</link>
    <description>This report documents this powerful industry’s sluggish and uneven response to the ever-increasing ripples from global climate change, which could undermine both its own financial viability and the stability of the larger global economy. With the world still reeling from the devastating impacts of an economic crisis triggered by hidden risks in the banking sector, we can ill afford a new problem triggered by hidden risks in another.</description>
    <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p>This report documents this powerful industry’s sluggish and uneven response to the ever-increasing ripples from global climate change, which could undermine both its own financial viability and the stability of the larger global economy. With the world still reeling from the devastating impacts of an economic crisis triggered by hidden risks in the banking sector, we can ill afford a new problem triggered by hidden risks in another.</p>]]></content:encoded>
    <dc:publisher>No publisher</dc:publisher>
    <dc:creator>Brian Sant</dc:creator>
    <dc:rights></dc:rights>
    <dc:date>2011-09-01T17:30:00Z</dc:date>
    <dc:type>Resource</dc:type>
  </item>


  <item rdf:about="http://www.ceres.org/resources/reports/risk-manager-survey">
    <title>Climate Change Risk Perception and Management: A Survey of Risk Managers</title>
    <link>http://www.ceres.org/resources/reports/risk-manager-survey</link>
    <description>April 2010 - This report describes the results of a survey of corporate risk managers conducted by Zurich Financial Services, the Professional Risk Managers’ International Association (PRMIA) and Ceres. The survey is a first step in assessing whether and to what extent risk managers are concerned about the risks posed by climate change regulation and/or by climate change itself, and how well the insurance industry is or is not serving risk managers to transfer or manage the risks in this arena.</description>
    <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p><b>April 2010</b> - This report describes the results of a  survey of corporate risk managers conducted by Zurich Financial  Services, the Professional Risk Managers’ International Association  (PRMIA) and Ceres. The survey is a first step in assessing whether and  to what extent risk managers are concerned about the risks posed by  climate change regulation and/or by climate change itself, and how well  the insurance industry is or is not serving risk managers to transfer or  manage the risks in this arena.</p>]]></content:encoded>
    <dc:publisher>No publisher</dc:publisher>
    <dc:creator>Brian Sant</dc:creator>
    <dc:rights></dc:rights>
    <dc:date>2010-04-22T14:35:00Z</dc:date>
    <dc:type>Resource</dc:type>
  </item>


  <item rdf:about="http://www.ceres.org/resources/reports/ceres-roadmap-to-sustainability-2010">
    <title>The 21st Century Corporation: The Ceres Roadmap for Sustainability</title>
    <link>http://www.ceres.org/resources/reports/ceres-roadmap-to-sustainability-2010</link>
    <description>March 2010 - The Ceres Roadmap serves as a vision and practical guide for integrating sustainability into the DNA of business — from the boardroom to the copy room. It analyzes the drivers, risks and opportunities involved in making the shift to sustainability, and details strategies and results from companies who are taking on these challenges. The Ceres Roadmap is designed to provide a comprehensive platform for sustainable business strategy and for accelerating best practices and performance.</description>
    <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p><b>March 2010</b> - <i>The Ceres Roadmap</i> serves as a vision and practical guide for integrating sustainability into the DNA of business — from the boardroom to the copy room. It analyzes the drivers, risks and opportunities involved in making the shift to sustainability, and details strategies and results from companies who are taking on these challenges. <i>The Ceres Roadmap</i> is designed to provide a comprehensive platform for sustainable business strategy and for accelerating best practices and performance.</p>]]></content:encoded>
    <dc:publisher>No publisher</dc:publisher>
    <dc:creator>boese.josh@gmail.com</dc:creator>
    <dc:rights></dc:rights>
    <dc:date>2010-03-10T15:55:00Z</dc:date>
    <dc:type>Resource</dc:type>
  </item>


  <item rdf:about="http://www.ceres.org/resources/reports/climate-risk-disclosure-2009">
    <title>Climate Risk Disclosure in SEC Filings: An Analysis of 10K Reporting by Oil and Gas, Insurance, Coal, Transportation and Electric Power Companies</title>
    <link>http://www.ceres.org/resources/reports/climate-risk-disclosure-2009</link>
    <description>June 2009 - This Ceres/Environmental Defense Fund report evaluates the current state of climate risk disclosure by 100 global companies in five sectors that have a strong stake in preparing for a low carbon future: electric utilities, coal, oil and gas, transportation and insurance. It assesses climate risk disclosure in the SEC filings made by these companies in Q1 2008, and finds very limited disclosure.</description>
    <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p><b>June 2009</b> - This Ceres/Environmental Defense Fund report evaluates the current state of climate risk disclosure by 100 global companies in five sectors that have a strong stake in preparing for a low carbon future: electric utilities, coal, oil and gas, transportation and insurance. It assesses climate risk disclosure in the SEC filings made by these companies in Q1 2008, and finds very limited disclosure.</p>]]></content:encoded>
    <dc:publisher>No publisher</dc:publisher>
    <dc:creator>boese.josh@gmail.com</dc:creator>
    <dc:rights></dc:rights>
    <dc:date>2009-06-10T14:55:00Z</dc:date>
    <dc:type>Resource</dc:type>
  </item>


  <item rdf:about="http://www.ceres.org/resources/reports/resilient-coasts-blueprint-for-action-2009">
    <title>Resilient Coasts: A Blueprint for Action</title>
    <link>http://www.ceres.org/resources/reports/resilient-coasts-blueprint-for-action-2009</link>
    <description>April 2009 - The Heinz Center and Ceres undertook the challenging task of forging consensus on principles and actions to increase coastal resilience for three fundamental reasons: our coasts are threatened, there are reasonable steps to counter those threats, and we as a nation are not yet taking them.</description>
    <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p><b>April 2009</b> - The Heinz Center and Ceres undertook the challenging task of forging consensus on principles and actions to increase coastal resilience for three fundamental reasons: our coasts are threatened, there are reasonable steps to counter those threats, and we as a nation are not yet taking them.</p>]]></content:encoded>
    <dc:publisher>No publisher</dc:publisher>
    <dc:creator>boese.josh@gmail.com</dc:creator>
    <dc:rights></dc:rights>
    <dc:date>2009-04-09T02:25:00Z</dc:date>
    <dc:type>Resource</dc:type>
  </item>


  <item rdf:about="http://www.ceres.org/resources/reports/insurer-responses-to-climate-change-2009">
    <title>From Risk to Opportunity 2008: Insurer Responses to Climate Change</title>
    <link>http://www.ceres.org/resources/reports/insurer-responses-to-climate-change-2009</link>
    <description>April 2009 - Hundreds of new insurance initiatives, including coverage for green buildings, renewable energy, carbon risk management, and officers’ liability are being offered to tackle climate change and rising weather-related losses in the U.S. and globally, according to this report by the Ceres investor coalition.</description>
    <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p><b>April 2009</b> - Hundreds of new insurance initiatives, including coverage for green buildings, renewable energy, carbon risk management, and officers’ liability are being offered to tackle climate change and rising weather-related losses in the U.S. and globally, according to this report by the Ceres investor coalition.</p>]]></content:encoded>
    <dc:publisher>No publisher</dc:publisher>
    <dc:creator>boese.josh@gmail.com</dc:creator>
    <dc:rights></dc:rights>
    <dc:date>2009-04-09T02:25:00Z</dc:date>
    <dc:type>Resource</dc:type>
  </item>


  <item rdf:about="http://www.ceres.org/resources/reports/insurer-responses-to-climate-change-2007">
    <title>From Risk to Opportunity 2007: Insurer Responses to Climate Change</title>
    <link>http://www.ceres.org/resources/reports/insurer-responses-to-climate-change-2007</link>
    <description>November 2007 - Global warming and the growing incidence of extreme weather events pose an enormous challenge to the insurance industry. This report focuses on the significant progress made by insurers to develop these new products and services.</description>
    <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p><b>November 2007</b> - Global warming and the growing incidence of extreme weather events pose an enormous challenge to the insurance industry. This report focuses on the significant progress made by insurers to develop these new products and services.</p>]]></content:encoded>
    <dc:publisher>No publisher</dc:publisher>
    <dc:creator>boese.josh@gmail.com</dc:creator>
    <dc:rights></dc:rights>
    <dc:date>2007-11-06T22:10:00Z</dc:date>
    <dc:type>Resource</dc:type>
  </item>


  <item rdf:about="http://www.ceres.org/resources/reports/global-framework-for-climate-risk-disclosure-2006">
    <title>Global Framework for Climate Risk Disclosure</title>
    <link>http://www.ceres.org/resources/reports/global-framework-for-climate-risk-disclosure-2006</link>
    <description>October 2006 - A unique global partnership of 14 leading institutional investors and other organizations representing trillions in assets today released the Global Framework for Climate Risk Disclosure to provide specific guidance to companies regarding the information they provide to investors on the financial risks posed by climate change.</description>
    <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p><b>October 2006</b> - A unique global partnership of 14 leading institutional investors and other organizations representing trillions in assets today released the Global Framework for Climate Risk Disclosure to provide specific guidance to companies regarding the information they provide to investors on the financial risks posed by climate change.</p>]]></content:encoded>
    <dc:publisher>No publisher</dc:publisher>
    <dc:creator>boese.josh@gmail.com</dc:creator>
    <dc:rights></dc:rights>
    <dc:date>2006-10-06T16:10:00Z</dc:date>
    <dc:type>Resource</dc:type>
  </item>


  <item rdf:about="http://www.ceres.org/resources/reports/guide-to-using-global-framework-2006">
    <title>Guide to Using the Global Framework for Climate Risk Disclosure</title>
    <link>http://www.ceres.org/resources/reports/guide-to-using-global-framework-2006</link>
    <description>October 2006 - The Guide is a companion tool for using the Framework. For each of the four elements of the Framework, the Guide provides specific guidance for companies about how to disclose using the most common reporting mechanisms for climate risk: securities filings, the Global Reporting Initiative, and the Carbon Disclosure Project. The Guide also contains examples of disclosure from leading companies using these disclosure mechanisms.</description>
    <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p><b>October 2006</b> - The Guide is a companion tool for using the Framework. For each of the four elements of the Framework, the Guide provides specific guidance for companies about how to disclose using the most common reporting mechanisms for climate risk: securities filings, the Global Reporting Initiative, and the Carbon Disclosure Project. The Guide also contains examples of disclosure from leading companies using these disclosure mechanisms.</p>]]></content:encoded>
    <dc:publisher>No publisher</dc:publisher>
    <dc:creator>boese.josh@gmail.com</dc:creator>
    <dc:rights></dc:rights>
    <dc:date>2006-10-06T16:10:00Z</dc:date>
    <dc:type>Resource</dc:type>
  </item>


  <item rdf:about="http://www.ceres.org/resources/reports/how-insurers-can--manage-climate-change-2006">
    <title>From Risk to Opportunity 2006: How Insurers Can Proactively and Profitably Manage Climate Change</title>
    <link>http://www.ceres.org/resources/reports/how-insurers-can--manage-climate-change-2006</link>
    <description>August 2006 - Dozens of new insurance activities, such as 'green' building credits and incentives for investing in renewable energy, are emerging to tackle the causes of climate change and rising weather-related losses in the U.S. and globally, according to a major new report issued today by the Ceres investor coalition.</description>
    <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p><b>August 2006</b> - Dozens of new insurance activities, such as 'green' building credits and incentives for investing in renewable energy, are emerging to tackle the causes of climate change and rising weather-related losses in the U.S. and globally, according to a major new report issued today by the Ceres investor coalition.</p>]]></content:encoded>
    <dc:publisher>No publisher</dc:publisher>
    <dc:creator>boese.josh@gmail.com</dc:creator>
    <dc:rights></dc:rights>
    <dc:date>2006-08-06T16:10:00Z</dc:date>
    <dc:type>Resource</dc:type>
  </item>


  <item rdf:about="http://www.ceres.org/resources/reports/insurance-under-climate-change-2005">
    <title>Availability and Affordability of Insurance Under Climate Change: A Growing Challenge for the U.S.</title>
    <link>http://www.ceres.org/resources/reports/insurance-under-climate-change-2005</link>
    <description>December 2005 - This Ceres report focuses on the growing risks that U.S. insurers, government and consumers face from climate change. The report, which includes specific recommendations for addressing this growing insurance challenge, was published in advance of an upcoming meeting of the National Association of Insurance Commissioners at which time the NAIC will be examining the implications of climate change on the industry.</description>
    <content:encoded xmlns:content="http://purl.org/rss/1.0/modules/content/"><![CDATA[<p><b>December 2005</b> - This Ceres report focuses on the growing risks that U.S. insurers, government and consumers face from climate change. The report, which includes specific recommendations for addressing this growing insurance challenge, was published in advance of an upcoming meeting of the National Association of Insurance Commissioners at which time the NAIC will be examining the implications of climate change on the industry.</p>]]></content:encoded>
    <dc:publisher>No publisher</dc:publisher>
    <dc:creator>boese.josh@gmail.com</dc:creator>
    <dc:rights></dc:rights>
    <dc:date>2005-12-06T16:35:00Z</dc:date>
    <dc:type>Resource</dc:type>
  </item>





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